Commercial Insurance Built for Your Industry

Workers compensation insurance covers employee injuries and illnesses on the job while keeping your business in statutory compliance.

Commercial auto insurance protects your work vehicles, equipment haulers, and drivers from liability and physical damage claims.

Surety bonds guarantee your contractual and licensing obligations, giving project owners financial assurance that work will be completed.

Inland marine insurance covers your tools, equipment, and materials in transit or stored at jobsites away from your premises.

Umbrella insurance provides additional liability limits above your GL, auto, and employers liability policies for catastrophic claim protection.

Commercial property insurance protects your office, warehouse, and business contents from fire, theft, storms, and other covered perils.

A BOP bundles general liability, commercial property, and business income coverage into a single policy at a lower premium than…

Self-insured captive programs that give mid-to-large businesses direct control over risk financing, claims management, and underwriting profit retention.

Falls remain the leading cause of death in construction accounting for over 300 fatalities annually per OSHA records.

Commercial auto accidents are a top liability exposure for contractors with average claim costs rising 8-10% annually.

Contractors face property damage claims averaging $30000-$75000 when work causes harm to client or third-party property.

Construction site theft costs the industry an estimated $1 billion annually with average losses of $5000-$50000 per incident.

General contractors retain liability exposure from subcontractor operations making certificate verification and risk transfer essential.

Severe weather causes billions in construction losses annually through project delays material damage and safety incidents.

Workers compensation claims in construction average $41000 per incident with lost-time injuries costing significantly more.

Construction defect lawsuits average $40000-$125000 in defense costs alone before any settlement or judgment.